I heard about the WCAB giving grants to older disabled people is this true??

I never heard of that one, you might wish to contact WCAB yourself.

Once the insurance company totaled a car, what are the options ?

You just outlined your options and they aren't good. I guess you don't have collision coverage or you could see what your company would offer you....

How do I collect for injuries in excess of at-fault driver's policy limits?

You probably don't. That's one of the problems with the huge difference in wealth distribution in this country. The 15K is enough for the average...

Can I prove my innocence in the accident?

If you were injured get an attorney. If not and the damages aren't covered by your auto or truck policy then go see an attorney to fight with the...

With an escrow account my mortgage servicer is not paying insurance can they be sued ?

Go see a local attorney to review your documents and see if a nasty letter from the attorney gets results.

You have no options, unless you can find a video camera or another unbiased witness. And no you don't sue someone because their witness account...

Attorney Cohon gave you the right answer. It sure sounds fishy to me, get it checked out.

About to sue someone in Small Claims Court, how will their insurance company respond? It's in WA, so lawyers cannot assist?

If you win based on intentional act you will have handed the insurance company a quick out. Go read your own policy, it only covers "accidental...

Vehicle accident?

Why would your insurance company want to waste it's time? Do you mean your auto carrier or your health care carrier? I'm glad you were off road and...

Who's at fault for this car accident?

You are. You were clearly following too closely. A driver should be generally a car length back for each 10 mph of speed. That is for dry...