Does an epidural lumbar injection to treat a herniated disc meeting the standard in NY State of a serious injury for a lawsuit?

The injection is treatment not a diagnosed injury with permanency. You need an attorney.

Do I need to keep the helmet the motorcycle renter wore when he slipped, and crashed my motorcycle, which I rented to him or no?

You can get the report online. Yes keep the helmet to show a judge or jury if you end up suing. And if the helmet hit the ground, buy a new one....

I have a Florida DL and registration, but my insurance is usually based on which state I work in. Is this ok?

Your car should be insured where "it is garaged". Now that becomes an issue too many times. You need to sit down with your insurance agent and have...

You have to do the math. There is only so much insurance coverage and if the injuries aren't worth the limits then you have to sit down and figure...

Can a auto finance company file charges for defaulting on auto loan that was a total loss?

Go see a local attorney and bring your documents, auto policy, copy of insurance application, Lyft contract and see what they can do.

Who would be willing to fight chase for a civil rights and bank laws malpractice suite?

You should go see some local attorneys and tell them your story.

Do I need to fill out the Report of Motor Vehicle Accident (MV-104) under the following situations?

Ms. Alexiou gave you the answer. I'd add that I would send the rider a copy with a letter and ask them to complete the form and mail it in.

Do dentists have the right to make decisions for you after putting you under anesthesia?

If you wish to dispute the bill speak to the dentist's office first. But you need to carefully review any and all paperwork you signed before hand...

Yes, you own the dog and injuries it causes, end of story.

Can debtors garnish the flood insurance checks?

The IRS does not consider an insurance claim payment to be "income".