Why can't the insurance companies give me the accuser oral statement if lying to an police officer for court?

Huh? This question confuses witness statements, evidence, burden of proof and too many things to discuss. You can sue in small claims if you think...

Do I need a lawyer for my case?

I think you were "not guilty" at traffic court on the ticket. That has on bearing on a civil case. I think you need to sit down with your attorney...

Am I responsible for my car insurance not notifying the state to let them know I have car insurance ?

Do as attorney Corchnoy suggests. If you get no where with the cop, consider hiring a ticket attorney.

Sister is on disability and is being sued from auto accident needs help

Your insurance will handle this, just cooperate with them and put it out of your mind.

Stolen Rental Car, Insurance not covered, Settlement Reached, Need to draft settlement letter after reviewing rental policy

Any decent attorney can help you out.

Just stay on the police department. Talk to a supervisor and explain your situation, see if that helps and don't yell, be nice.

Parking lot's are not public streets so basically the only rule is common sense. Most insurance companies see these incidents as 50/50. I mean...

I'd go to the police station, ask to make a report and show the officer that video. The cops may decide to move on him or not you never know. Then...

Why not? The 30 days is commonly extended. The insurer may need time to review or will come back and ask for more documentation, happens all the...

Stuff happens. Did you call and ask why the change? See you haven't been damaged, you didn't have it, didn't have a first party contract right,...