Archived
Do I have to pay back uninsured motorist benefits if the 3rd party insurance is now making a higher settlement?
Nicholas's answer
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Answered on October 09, 2017
This is a tricky situation. Normally, the Underinsured Motorist (UIM) insurance company will not settle a claim until the bodily injury carrier for...
Archived
I got in a car accident driving someone else's car who's insurance is responsible ?
Nicholas's answer
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Answered on October 09, 2017
Generally, the owner is the primary responsible party under what is called "vicarious liability." However, if that person does not carry insurance...
Archived
What to do when an "at fault driver" won't make any contact back to his insurance company?
Nicholas's answer
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Answered on October 09, 2017
First, if you were injured, contact a personal injury attorney in your area before you talk to the insurance company any further. You can use the...
Auto accident - driver at fault gave false insurance information
Nicholas's answer
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Answered on October 09, 2017
You could file a small claims action against the other driver/owner depending on the amount of your damages. However, if the damages are minimal,...
Archived
I had the right of way approaching a traffic light on the right most lane driving south and other party ran stop sign going East
Nicholas's answer
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Answered on October 09, 2017
Texas is what is called a "modified comparative negligence" state. This means that you are barred from any recovery if you are 51% or more at...
Archived
What if you were in an accident more than 10 days ago and it was never reported?
Nicholas's answer
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Answered on October 09, 2017
Your insurance policy, which is a legal contract between you and your insurance company, requires you to report any accident in a timely manner....
Archived
Took accident citation to trial and was found "Not Guilty" Insurance company still holding me at fault.
Nicholas's answer
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Answered on October 09, 2017
The short answer to your question is, yes, it is entirely legal. Neither the police nor the traffic court judge determine who is at fault in a...
Archived
Is there any chance her insurance would settle out with me with the same amount of settlement as they would by me having a lawyr
Nicholas's answer
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Answered on October 09, 2017
Unless you have dealt with insurance companies and personal injury claims for many years, you simply won't have the expertise to negotiate the best...
Archived
How would i handle this subrogation claim?
Nicholas's answer
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Answered on October 08, 2017
If you had GEICO at the time of the accident, you should have reported the claim to them immediately. You can still attempt to report the claim to...
Archived
Can my ex boyfriend sue me for helping me?
Nicholas's answer
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Answered on October 08, 2017
Unless you agreed to pay him prior to his doing the work, it should be considered a gift. He can sue you, as anyone in Florida can sue another with...
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