Paul Laurance Urich

Filing for bankruptcy is not a fun process. In fact, it was one of the most stressful events in my life. It was a Friday, at 4pm, and I needed to have chapter 7 filed by 11 am the following Monday. Mr. Urich and his staff kicked into over drive to make this happen. They actually got it filed by 9 am ...Monday morning. I had some issues tied to a previous litigation, and Mr. Urich was available to help me deal with that as well. Now that it's been nearly a year later, while on vacation, I had a dire situation that required information to be faxed to a government agency. That paperwork was faxed within the hour, and after hours. I really believe in hiring a bankruptcy attorney who only does bankruptcy. It has really paid off to have someone who knows the system inside and out. The patience Mr. Urich and his staff had with me through this process is commendable. I showed up without certain papers filled out, and it was no big deal. I never felt rushed or brushed off. I'm grateful that this otherwise stressful life event was made more bearable by having competent, professional guidance throughout.

Mr. Paul Urich helped me obtain debt relief from over $80K in debt through a chapter 7. The decision to file was not easy-he was the calm in a sea of financial chaos. I was under extreme stress and under a time crunch because of an impending lawsuit from a major credit card company. Mr. Urich move...d swiftly on my filing and was detailed about instructing me on the types of documents to gather. I did not want to face wage garnishment, etc. I knew enough from my preliminary research to not bury my head in the sand and wait for a default judgment. I became very educated about the whole process and much more so during my first meeting with Mr. Urich-he spent nearly an hour and a half at my first initial free consultation. I got my documents together, and spent another hour in his office finalizing the paperwork/means test and my petition was filed within 2 days. He answered all of my questions very thoroughly and gave me some very good insight. I can't say this enough-HIRE AN ATTORNEY THAT IS LOCAL THAT IS FAMILIAR WITH THE TRUSTEES IN THE DISTRICT THAT YOU FILE!!! This is key and Mr. Urich's experience in this area was invaluable. He is extremely familiar with all of the trustees of the middle district of Florida and their expectations. He was 7 minutes early for my 341 meeting. Many other BK filers that day were not so lucky as their attorney were no shows or running late for such an important meeting. Because Mr. Urich is so thorough in his preparation and documentation, the 341 meeting was over in less than 3 minutes. I had some vey unique asset situations that he skillfully handled. He insists on documentation and he does not want surprises-they don't harm him-they harm you-BE TRUTHFUL and the whole process can be painless and truly offer a fresh start. I read all of his extremely helpful articles/tips/warnings on his very thorough Website. I had self-educated myself about BK, and I knew enough that I did not want to file pro se. His fee was reasonable and money well spent. If I had not hired Mr. Urich, I am certain that I would not have qualified for a chapter 7 and would have been facing a 5 year long chapter 13 as I was told by 2 other attorneys that I interviewed. Yes, I was over the median income limit, but I had expenses that clearly allowed me to pass the means test-with no presumption of abuse! There were items that I did not know that could be deducted-that is the job of a great attorney-to look at all angles and negotiate and problem solve for their client. Mr. Urich -professional, detailed....AWESOME!. Google is a great tool to do research and educate yourself about most any subject. There is a lot of great information and some misinformation out there. I don't go into anything without researching it and reading reviews, etc. Hence, my smart decision to hire Mr. Urich. I can't say enough about how efficient and smooth the whole process was because of his expertise and his friendly and professional staff. I was very nervous before the 341 meeting and I would call and have a few questions...they were always promptly answered. If you are facing an insurmountable debt load because of bad circumstances, then call Mr. Urich. His sole specialty is BK but he is available...you actually meet with the attorney and not a paralegal. Mr. Urich actually is the one that returns your phone calls. The face of his organization is personal. Yes, I probably needed a little more "hand-holding" than his average client, but he and his staff were always there! Great firm-hiring Mr. Urich-you will have an advocate on your side and trust me-you will need someone like him if you have gotten into a lot of debt and are looking for a fresh start-forever grateful!!!