HOW DOES IT WORK WHEN YOU FILED BANKRUPTCY THEN BANK OF AMERICA FILES FORECLOSURE PAPERS BUT THEN TRANSFERS YOUR LOAN

As the other attorneys have said, lenders transfer mortgages all the time. You may be confused about how foreclosure works when you probably...

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Regarding a dissolution on marriage form question for the application for determination of civil indigent status.

You are answering the questions concerning you and your debt. Thus this would include any debt that is in your name alone and also include any...

Is it a bad idea to "sign over" a house to the HOA after the mortgage was discharged in bankruptcy?

If you sign over (quit claim deed) the property to the HOA, you aren't fully resolving your problem. You said you need to avoid a foreclosure for...

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Do all the schedules need to be filed under Chapter 7 Bankruptcy?

You should file every schedule. If you can't afford an attorney consider contacting a legal aid society in your area.

Is the civil case against me a consumer debt or business debt? The case is now closed and I am filing Chapter 7 bankruptcy.

Consumer debt.

I plan to do a Ch 7, let the bank foreclose the home (mtg- there are 2) I simply can't afford to keep it.

Avoiding a lien implies that there is a lien on property you plan to keep. If you aren't keeping any real estate then it doesn't seem you would...

Can I put a lien against an insurance settlement?

You should put a lien on the title to the car until you are paid in full. You should ask an insurance attorney or personal injury attorney (if...

I just retained an attorney for a Ch 7, and now reviewing his agreement. I will give up my home. It states: (little shortened)

You should contact your attorney if you have questions about the agreement. What you recited looks typical. Avoiding liens is usually an...

What is typically included in an agreement for filing Ch 7?

I agree with Mr. Gleeson. You may want to contact your local Legal Aid Society in case they would be willing to take your case for free. However,...

Does rental debt ever completely disappear from my rental score and/or credit report?

Mr. Fahlgren has given a good, detailed answer. Most bad debt reported on a credit report should drop off after 7 years. May 2015 is 7 years from...