Archived
I am living in my home for 3 years without paying the mortgage i filed for chapter 7 bankruptcy and all monies owed to the bank
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Answered on March 07, 2014
Its in your best interest to stay in the house as long as you can. Meet with a foreclosure attorney who can tell you how long foreclosures are...
Archived
I have a car that I owe 9,7775 on but the value is around 3,000 I am filing chapter 7 bankruptcy can I exempt this property
Roy's answer
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Answered on March 07, 2014
You do not need to exempt the car, since it has no equity (value above what you owe on it) to exempt.
Your choices with regard to the car and...
Archived
What should i do
Roy's answer
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Answered on March 07, 2014
It sounds like you may be a good candidate for a Chapter 7 bankruptcy case. Schedule an appointment with a local bankruptcy attorney, many offer...
Archived
I filed a chapter 7 bankruptcy in 2009, can I file a chapter 13 now?
Roy's answer
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Answered on March 07, 2014
You can file a Chapter 13 but will have to wait four years after the FILING date of your prior Chapter 7 case in order to have a shot at...
Archived
Loan forgiving
Roy's answer
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Answered on March 06, 2014
As you probably know, your daughter's bankruptcy will not relieve you from liability for the debt if you co-signed the mortgage note.
If the...
Archived
Can I be sued for a deficiency judgement on a foreclosure if it was included in the bankruptcy discharge?
Roy's answer
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Answered on March 06, 2014
You can be sued for foreclosure in rem (against the property) but not for a deficiency. You should file an Answer to the Complaint (or hire an...
Archived
Credit Reporting After a Chapter 7 Bankruptcy
Roy's answer
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Answered on March 06, 2014
Maybe, maybe not. Wait a few months and pull your credit report to find out.
Archived
I was told by the clerk of courts that the house I rent has a final judgement of foreclosure and it was stopped because the
Roy's answer
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Answered on March 03, 2014
If the owner filed a bankruptcy case, you may have to pay rent to the bankruptcy Trustee. If you don't pay rent, the owner or Trustee can file...
Archived
Is the court that ordered the Foreclosure Sale obliged to cancel its own foreclosure order because the amount owing is wrong?
Roy's answer
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Answered on March 03, 2014
You can raise the issue but nothing is going to happen automatically.
You will need to file a Motion to correct the error prior to the sale...
Archived
I filed chapter 7 for medical bills I got a 401k can they use that
Roy's answer
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Answered on March 03, 2014
This is the type of questions you probably should have asked BEFORE you filed the Chapter 7 case. Once you file a Chapter 7 case any non-exempt...
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