Can a trustee reopen a case that was discharged because he wants to see my 2013 tax return which is not completed?
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Answered on March 18, 2014
Your tax refund that you are receiving in 2014 was from income earned in 2013, the year you filed your case. It looks like your case was filed in...
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What does no further cancellations in foreclosure proceedings mean?
Roy's answer
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Answered on March 14, 2014
If you cannot postpone the sale in the foreclosure case, filing a bankruptcy case would postpone the sale if the bankruptcy is filed beforecthe...
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If chapter 7 bankruptcy was filed and debt discharged can creditor lay claim to future money received after discharge date?
Roy's answer
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Answered on March 13, 2014
Yes, your Chapter 7 discharge did not remove the lien from the vehicle so the lien holder would be entitled to collect up to the amount owed on the...
Bankruptcy, chapter 7- re-opening a case and adding creditor - medical bills
Roy's answer
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Answered on March 13, 2014
If she hasn't gotten her discharge yet, the case is still open and creditors can be added via an amendment of Schedule F. There will be a nominal...
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I receive a letter from an attorney asking for past due HOA fees, what can I do> I don't have all the money up front
Roy's answer
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Answered on March 12, 2014
A better question might be, "What can they do?" Is there equity in your home? If not, they're probably not going to foreclose a lien. They can...
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I purchased a $33,000 truck on payments in September 2013? I can't afford it now. Can I include it in my chapter 7?
Roy's answer
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Answered on March 12, 2014
Do nut surrender the truck though until after you meet with your attorney. There may be some benefit to you of still having the truck at the time...
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Chapter 7 bankruptcy.
Roy's answer
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Answered on March 12, 2014
Absent a finding of fraud, you should be able to discharge these types of debts in a Chapter 7 bankruptcy. Find a local bankruptcy attorney and go...
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Is an inheritance exempt from bankruptcy if I have not filed yet in Florida?
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Answered on March 12, 2014
Counsel are correct. There is no separate exemption in Florida for an inheritance. You can use your wildcard exemptions (which for a husband and...
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What are the ramifications of voluntarily dismissing our BK13, when can we refile?
Roy's answer
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Answered on March 11, 2014
It sounds like there is a lack of communication between you and your attorney. All of your debts have to be included in the bankruptcy, ...
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Non-reaffirmeed Home Equity Line of Credit
Roy's answer
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Answered on March 11, 2014
Yes. Your personal liability on pre-petition balance on the line of credit should have been discharged in your Chapter 7 case. The bank retains...
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