How do I find out if I have a judgement against me ?

Did the office write to you or was this over the phone? You should ask them what documentation they have of the debt or if they have filed a...

How do i respond to a civil action summons when im unemployed and disabled with no income?

Contact your local Legal Aid or the local bar association for your county and ask for help filing an answer. Also go to the courthouse and ask if...

I had a foreclosure 5 years ago. What is the time frame for the foreclosure to drop from my credit report?

I have seen several credit reports where all mention of the foreclosure was gone after 7.5 years from the default date. I agree that foreclosures...

You should dispute the name as an alias with each of Experian, Equifax and Transunion. Also dispute the debt under the name. Make sure all of your...

Should I ignore attempts to collect a settled debt?

You should respond to the letter and tell them you dispute the debt because you have paid it. You do not have to go into details in the letter...

You should consult a student loan attorney. You may have a claim against the school under state or federal law. But there is no statute of...

Federal Student Loans

Possibly. You should receive notice of administrative garnishment or administrative offset before it happens. Servicers sometimes make errors and...

It sounds fake. I looked at their website. It looks fake too because there is no address. It is trying to look like a law firm website and more...

Does anyone know of a good attorney that sues credit bureaus?

You will need to search for an attorney using the "Find a Lawyer" link above. We are not allowed to solicit for clients in answering a question on...

How can I remove a recent derogatory from my credit

You can submit a document that shows that the entry is inaccurate. After you dispute it, write a letter to the company that reported it and explain...