We requested the collection agency send us a bill or statement as to our debt, but was told it's illegal. True?
Cynthia's answer
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Answered on February 16, 2018
I agree. If you have any written communication from them or can otherwise identify the company, contact a consumer protection attorney. They often...
Archived
Settled a 2012 medical bill in 2014 now being sued for remainder
Cynthia's answer
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Answered on February 15, 2018
It sounds like you have done a good job at keeping records. You need a debt collection attorney at this point. You may be able to find one to work...
Archived
My Ex is not paying the car loan payment that was in our divorce agreement as his responsibility and is now filing bankrupcy...
Cynthia's answer
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Answered on February 14, 2018
You should consult an attorney who practices both family law and bankruptcy.
Archived
Will a foreclosure note that the debt was discharged with a BK?
Cynthia's answer
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Answered on February 13, 2018
If you surrendered your home 2 years ago and the debt was discharged. Your credit report should note the bankruptcy and that the mortgage debt was...
Can a landlord share your credit report with your potential roommates?
Cynthia's answer
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Answered on February 13, 2018
The applicant should consult a consumer protection attorney. It sounds like he may have a claim against the landlord for improper use of a consumer...
Archived
Our car is a joined car . We are married We live in Florida
Cynthia's answer
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Answered on February 11, 2018
If you are asking if you can give your rights to the car to your husband, yes you can do that. If you jointly owe on a debt secured by the car, you...
Archived
Do I have any rights under ECOA to have a foreclosure removed from public records?
Cynthia's answer
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Answered on February 11, 2018
It sound like you have a credit reporting question. The fraud check provider is probably regulated by the Fair Credit Reporting Act. Consult a...
Archived
My daughter is being threatened by bill collector to get her license permanently revoked in FL due 2 $3800 accident drvg w/o lic
Cynthia's answer
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Answered on February 09, 2018
Your daughter should see a consumer protection attorney. They usually will offer a free consultation.
This sounds like it could be a scam. Even...
Archived
Dividing a debt?
Cynthia's answer
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Answered on February 09, 2018
I agree. Additionally, you could offer to settle the debt for an amount you feel is fair. If you get them to agree in writing that you have settled...
Archived
Why does Experian charge Florida Residents $10 each time we freeze/unfreeze or cancel our membership ??? this is outrageous.
Cynthia's answer
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Answered on February 08, 2018
It is federal law that allows this. I recommend you complain to your representatives in Congress, the Federal Trade Commission and the Consumer...
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