Is it legal for these people to keep harrassing me

No, they aren't allowed to do it. But most likely it is a rogue collector out of the country. So it is almost impossible to enforce FDCPA laws,...

Can i include a Home equity line of credit in a bankruptcy?

I am in Ormond Beach. I urge you to come in for a free consult. You may be able to strip this mortgage... Even in a Chapter 7 bankruptcy. The...

My mom lives in FL if s he filed bankrupcy for credit card debt can they take her home which is paid for in full

Most likely no. Florida has an unlimited homestead exemption. But there may be other factors only a full bankruptcy consultation can flesh out.

Will my credit be hit again?

Since you discharged the debt, you shouldn't take another credit score hit. In fact, the deed in lieu may help. It would keep a foreclosure...

Do I need a lawyer to file for bankruptcy in florida? if not what website can I use for form and etc? thanks

Filing a bankruptcy alone can be a bad idea. Especially when you own a business that might have value. You should hire an attorney. Please...

Can a creditor threaten a lawsuit when they already have a judgment?

You may have an FDCPA claim against the second attorney. He is a debt collector, and he is threatening a course of action that he cannot take -...

The person you want off title has to agree to come off. That is the person that has to sign the quit claim deed.

I want to give up Florida Homestead Exemption and just leave my husbands name on the exemption.

For what reason? If it is your homestead property, where you are living with your spouse, then it will always be your homestead, even if you try...

If I file for Chapter 13 to strip away a second mortgage will I lose credit cards (see details)

Why do you think you need the cards? If you do a chapter 13, you are going to be in it for at least 36 months, but likely 60 months. And you...

Should I file bankrupcy fast?

A chapter 7 would only temporarily stop the HOA. A chapter 13 would be a far better option to catch up payments to the HOA.