Archived
My home was included in my bankruptcy , even though I ask the attorney not to include it. The mortgage was taken off of credit
Lewis's answer
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Answered on July 10, 2012
Most likely, you are NOT liable to pay since you filed bankruptcy.
ALL debts must be listed on the petition.
But hopefully you did not...
Archived
I hold a 1st mortgage. NoReaffirm.bankruptcy closed.may I contact deptor for late fees now?
Lewis's answer
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Answered on July 10, 2012
Most likely no. The debtor appears to have discharged his or her obligation to pay the loan and any late fees, costs, etc.
Any attempt to...
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Archived
Should we go for deed in lieu or short sale? we filed for chapter 7 bankruptcy and was discharged in Oct 2011. We did not
Lewis's answer
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Answered on July 10, 2012
Are you still living in the home? Has a foreclosure been filed yet?
If you are still in the home, short sale doesn't make sense, because then...
Mom is in nursing home and cant pay her credit card debt. Should I contact the credit card companies for a settlement?
Lewis's answer
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Answered on July 09, 2012
She may not need to do anything. She may be collection proof.
Does she have other assets? Her pension and SS cannot be touched.
Archived
If i am on a car loan as co signer and the driver, the other person on the loan, my child gets in a crash can they sue me also
Lewis's answer
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Answered on July 08, 2012
Are you confusing car insurance coverage with being obligated on the car loan?
Whose insurance is covering the car and liability?
Archived
Chapter 13 Bankruptcy Sources of Income
Lewis's answer
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Answered on July 08, 2012
Your plan payment can't possibly be only $200 in the Orlando division.
Since you are behind on the mortgage, the current payment and arrears...
Archived
Received discharge chapter 7 not much equity in home would like to vacate or sell how long do I have before foreclosure
Lewis's answer
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Answered on July 06, 2012
Just because you filed bankruptcy does not mean the lender will immediately start a foreclosure. No one can figure out the banks.
Also,...
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Archived
Can HOA require me to pay past monies owed from previous owners, I recd a clear title at closing after title seach in Florida?
Lewis's answer
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Answered on July 04, 2012
Did a title company or law office handle the closing?
Who did the title search? Did you buy owner's title insurance?
Archived
Situation: a woman gets a divorce and the husband quit claims their house to her. Her name is only name on the deed.
Lewis's answer
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Answered on July 04, 2012
Yes. If this is your homestead property, where you live as husband and wife, then he is automatically an owner now.
Archived
Foreclosure
Lewis's answer
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Answered on June 30, 2012
No. It's your house until the foreclosure is finished.
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