Archived
What can I do about something on my credit report that is absolutely not mine and I disputed it and they are keeping it on
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Answered on December 18, 2012
Did you dispute it in writing to the creditor and all 3 bureaus? If so, what was the response?
You may have a Fair Credit Report Act violation....
Archived
Is there a way to get your student loans forgiven or discharged through bankruptcy?
Lewis's answer
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Answered on December 17, 2012
You may need to look at a chapter 13 to pay affordability over 60 months and worry about the balance at the end of the plan.
Discharging a...
Archived
I was contacked by a colection company tomake a settlement on a 50000 dallor deficieney in my foreclosure. What would be a good
Lewis's answer
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Answered on November 30, 2012
Do you have other debts? Did they give you an amount to settle? Lump sum? Payments?
A lot of questions with answers that might present...
Archived
Can we fight the mortgage company writing off our mortgage after ch 7 bankruptcy now they refuse to forclose and take deed?
Lewis's answer
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Answered on October 17, 2012
Do you still live in the area? Can you move back in? Rent it out?
It is legally your home until the foreclosure finishes. The debt was...
Archived
What does Judgement proof means?
Lewis's answer
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Answered on September 27, 2012
There really is no such thing as being judgment proof. Someone can get a judgment against you.
Collection proof is probably what the person...
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Archived
Does a mortgage company need to get court permission to start foreclosure on a surrendered property?
Lewis's answer
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Answered on September 27, 2012
They most likely asked for and were granted for relief from stay in your chapter 13 case.
Look for a Motion for Relief from Stay and an Order...
Archived
I have 2 houses.. 1 in Florida which is my homestead and 1 in Alabama which is just empty.. I need to file bankruptcy ..
Lewis's answer
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Answered on September 27, 2012
Yes. You can keep the home here. There are a few qualifications that are easier to flesh out during a consultation. But almost always, people...
Archived
What if you had 7 investment homes that ended in foreclosure & recently received motions for deficiency judgment totaling $500 K
Lewis's answer
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Answered on September 13, 2012
Bankruptcy is the answer. You can never dig out of that amount of debt.
Archived
Is the decision for Chapter 7 lien strips being appealed? And if so, when is the appeal going to heard? Thank you.
Lewis's answer
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Answered on September 09, 2012
It is being appealed. But no one knows when or if it will be heard. The sooner you file the better.
Archived
Male that just got divorce my ex wife kept the house and now to take of the loan she claims i have to sign a quit claim deed?
Lewis's answer
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Answered on September 06, 2012
A Quit Claim Deed does not take you off the note or mortgage. It only gives your ex-wife full ownership of the home.
If you signed the...
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