I have a judgment being put against me , All I have is social security as my income should I file bankruptcy ?

The creditors may not be able to collect.... now. But what about later? What if you were to come into assets later? Or more income,...

What happens to surrendered propety in a Chapter 13 Bankruptcy plan?

I would not agree that the landlord is not entitled to take the rent payments. just on the facts presented. But your question is much more...

If you need to file ASAP (not sure why), then you need to sit down with a bankruptcy attorney ASAP. There is no possible way we can give you...

Can a credit collector add my husband to the debt if the credit card was only in my name. Can the take property that is in his

No they cannot take his sole assets. If the collector actually threatened this, they may have violated the Fair Debt Collection laws.

2nd Mortgage Lien was stripped and debt of 2nd mortgage was included in Ch 7 bankruptcy, yet collection agency sent me letter?!

Because debt collectors are not smart. They don't do a Pacer check of your SS# to see if you filed BK. It only costs them $0.08 per person, but...

I have a rental property, 100k upside down, if I foreclose will filing bankruptcy protect me from having to pay the difference?

That is not entirely correct. The lender DOES have the ability to file a deficiency claim. But there are time limits. They usually don't do it,...

Short sale with a credit union & they will not waive the deficiency.

Sorry, but real estate lawyers are good. But don't understand bankruptcy and claims. Depending on whether you might have to file a chapter 13...

Are student loans handled inside or outside of the Chapter 13 Plan?

Inside. They are unsecured debts that are generally not dischargeable. They are lumped in the unsecured creditor pot and get paid their...

Homeowner Association Fees

Yes, they can. Please see my blog post.

Can I use "debt settlement" to settle a second mortgage?

You may want to consider stripping this second mortgage in bankruptcy. You have a unique opportunity in the Middle District of Florida to strip a...