Archived
My car was damaged by hail. Can the insurance settle with me for deminished value rather than totalling my car?
Luke's answer
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Answered on May 26, 2010
Depending upon the jurisdiction, an insurer may be required by law to total a vehicle if the cost of repair exceeds a stated percentage of the...
Archived
Does the executor/attorney for an estate have to notify insurance beneficiaries of the existence of insurance policies?
Luke's answer
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Answered on May 26, 2010
As a general proposition, life insurance proceeds are payable to the beneficiary designated on the policy, and "outside" the parameters of the...
Archived
I was injured in a slip and fall in supermarket last night but I have no medical insurance. Do I pay cash for treatment?
Luke's answer
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Answered on May 26, 2010
The prior advice is generally correct.
Most Drs. will work with you on payment, and may not even insist upon it at the first visit. If you have...
Archived
My apartment complex requires renters insurance. My son was just injured by another boy. What does renters insurance cover?
Luke's answer
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Answered on May 26, 2010
As stated, renter's insurance covers property damage (similar to the property damage provision of a homeowener's policy). If the landlord requires...
Archived
My mom "sold" her good life insurance policy to a guy who came to her door for a much less valuable "burial" policy. Now what?
Luke's answer
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Answered on May 26, 2010
First and foremost, she should contact that office within the Wisconsin Department of Insurance that regulates agents and agencies. Call the...
Archived
What is the liability and potential penalty for driving with expired car insurance if another titled owner let insurance lapse?
Luke's answer
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Answered on May 24, 2010
I am not licensed in VA, so this is a general answer based upon general insurance principles. It is not intended as legal advice and no...
Archived
Insurance company will not pay to side my house
Luke's answer
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Answered on May 24, 2010
I am licensed in Florida and not in Massachusetts. My comments are general in nature and no attorney-client relationship is created or...
Archived
Do i have to provide health insurance tp my 2 year old of my ex girlfriend is the primary caregiver to my child?
Luke's answer
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Answered on May 24, 2010
I am licensed in Florida and not Texas. Therefore, this is a general discussion only. No attorney/client relationship is created or...
Archived
After adoption, would a birth mother ever be asked to provide med insurance?
Luke's answer
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Answered on May 24, 2010
I am not licensed to practice in California, so this is general commentary only. No attorney/clieny relationship is either created or...
Archived
Comp/collision.
Luke's answer
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Answered on May 20, 2010
There are a couple of factors that need investigation. You state that upon renewal, the rate declined. That would suggest that either one or more...
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