How long does it take to get garnished wages back?

Certainly within thirty days, but you should be proactive by providing a copy of the Court's Order grabt

I file bk 7 in July of 2012 and it was discharge .. In filing my 2012 taxes do I owe money will i get a return?

Your bankruptcy shouldn't have any real effect on your ability to file your tax return. The only issue to deal with would probably be how to handle...

We believe we qualify for Chapter 7 bankruptcy.

If your only income is $1400 per month then it certainly sounds as though you would qualify for a Chapter 7 bankruptcy and with that much debt you...

Chapter 13

In a Chapter 13, you must pay all priority debt (taxes, attorneys fees) plus secured debt for any items of personal property that you are keeping,...

I have 2 payday loans which were both obtained via internet. They are harrassing me to make payments one wants their payment

They cannot garnish your wages without a judgment, which means they have to sue you first, and win. Most of the internet lenders operate outside...

I have been contacted by a collection agency who said they have a judgment against me for an old credit card debt which is

On the credit card debt, you definitely need to confirm that there is a properly recorded judgment against you, as otherwise the debt is probably...

Once my second is charged off and becomes unsecured, is there a lein on my first mortage?

Assuming that the second mortgage was properly recorded, etc. then it is always "secured" as any entity with a mortgage can foreclose once there...

Will it affect my credit when the bank forecloses on a property that I bought from HOA auction?

Theoretically, your credit should not be adversely affected if you did not have any legal obligation to pay any debt relating to the property. This...

Selected as the best answer

Unfortunately, you are legally liable for the deficiency balance. Santander can sue you to recover the balance, and if they obtain a judgment...

Under Florida Statute 320.1316, if a vehicle finance company issues a written notice to a non-paying customer demanding that the vehicle be...