Unfortunately, your attorney is correct. Loan mods from big banks are generally offered on a take it or leave it basis so it would be a waste of...

Absolutely it would be discharged in your Chapter 7, however, keep in mind that unfortunately these payday lending companies often operate "outside...

Confused - who can foreclose on my property?

It sounds as though you are confusing the owner of the note with the servicer--Fannie Mae (Federal National Mortgage Association) is likely the...

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Hi. If a company sues me and gets a judgement against me, Can they go for the bank accounts I have jointly with my parents?

Yes, they can seize funds in any bank account that has your name on it, although if you can demonstrate that the funds did not belong to you then...

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Can you clear out your checking account the day before you file a chapter 7 without raising a red flag?

Yes, you can, so long as you list the money as "cash on hand" in your bankruptcy schedules. Sometimes clients need to do this to avoid having their...

If a person files for bankruptcy, does it cover old attorney fees?

Yes, in general attorney fees are dischargeable in bankruptcy with the exception of certain kinds of fees in family law cases which are deemed as...

How long after filing of bankruptcy chapter 7 in FL can creditors/Trustee can come after me if I exceed max household income?

The relevant time period for determining your eligibility for Chapter 7 based on income is the six month period prior to the filing of your case....

FInal stages of foreclosure on house in Fl, approved for modified mortgage but can not use my divorce decree or quit claim why?

Unfortunately, despite everything you mentioned, your ex-husband is still legally obligated on the mortgage and therefore some lenders require both...

Will filing Chapter 7 Bankruptcy reinstate my revoked license in the state of Florida?

Yes, a Chapter 7 bankruptcy will discharge the liability for a civil judgment from property damage relating to a motor vehicle accident. I have...

I received a summons for pre trial from cach for a debt that is mine. Should I contact that them directly to try to settle

CACH is a "junk debt buyer" and generally will have bought the rights to collect on the Rooms to Go debt for pennies on the dollar, therefore, they...