Archived
Motion for Summary denied in a breach of contract dispute with a credit card. What is the next step.
Michael's answer
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Answered on September 26, 2014
You temporarily dodged a bullet. Hire an atty to help you. I've seen them refile the MSJ w a BS affdvt w a consumer agreement and it gets granted....
Archived
What do I do If a company says I got a cash loan from them 4 years ago and I have no record of it?
Michael's answer
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Answered on September 26, 2014
ask them in writing for proof of the debt; you can also pull your credit report to see if it appears there too.
Personal trainer sending me to collections
Michael's answer
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Answered on September 19, 2014
If your trainer did send you to collections, you likely have rights under the FCCPA, Fl Consumer Collection Practice Act. The FCCPA is the version...
Capital one has filed a motion for summary judgment for a credit card that defaulted 5 and a half years ago
Michael's answer
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Answered on September 19, 2014
Yes, under the Lack of Prosecution statute, it requires the Plaintiff the move the case along annually. It is a ridiculously low standard and can...
Archived
Can social security benefits be garnished for pay day loans. Told collection agency that I am retired. Claim filing suit .
Michael's answer
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Answered on September 19, 2014
FLORIDA ANSWER:
Yes, they can if you do nothing. In florida, and most states have a similar provision/law, which allows you to alert the courts...
Archived
I noticed a cc debt collection action has been initiated against me but I haven been served any papers yet. What's my next move?
Michael's answer
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Answered on September 19, 2014
I hear this all the time w new clients. Most clerks' websites will permit you to find the suit filed against you. This will tell you name of the...
Archived
Can an officer take your wallet and go through it if they stop you?
Michael's answer
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Answered on September 19, 2014
The general rule in no. However, if the police have a reasonable basis to establish probable cause or reasonable suspicion related to a potential...
Archived
Isn't it true that in Florida a Creditor cannot report a debt charge that is less than. $2000.00 on your Credit Report if?
Michael's answer
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Answered on September 15, 2014
Not remotely accurate! they can report a .01 debt.
Archived
Is it federal law that debt collectors record their conversation with me?
Michael's answer
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Answered on September 15, 2014
It is NOT true and Florida law control which requires that BOTH parties to the conversation give consent for the call to be recorded. If they won't...
I received a subpoena for deposition from an unsecured credit card debt collection is my appearance mandatory
Michael's answer
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Answered on September 15, 2014
You are required to attended and failure to do so can result in you going to jail and I've seen it happen. You can contact the debt collector's...
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