Questions answered by Todd Michael Boudreaux

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Trustee is trying to sue me for 2009 taxes that were amended. I need opinions or know if there is something that can be done

Todd's answer | Answered on January 30, 2013

I agree that you need to consult with your bankruptcy attorney and let him or her assist you in dealing with the Trustee. If you did not have an...

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Can judgment liens on the property of the former property owner, who is non-debtor be avoided in Chapter 7 bankruptcy?

Todd's answer | Answered on January 30, 2013

The bankruptcy can only adjust the rights of creditors of the actual debtor, not the non-debtor. The judgment liens against the non-debtor will...

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Can I still file for Chapter 13 or 7

Todd's answer | Answered on January 30, 2013

I agree that you need to consult with an experienced attorney, as your situation is too complex for a simple answer online. From the information...

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Will my Chapter 13 case be discharaged for owing income tax?

Todd's answer | Answered on January 30, 2013

You need to discuss your situation with your attorney- - he or she needs to know what is going on in your case and with your situation. If you...

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What are the chances of an adversarial case in Bankruptcy Court Chap. 13 actually going to trail?

Todd's answer | Answered on January 30, 2013

If the debtor has an attorney and you do not, you will be at a disadvantage, even if you think the facts are in your favor. There is more to...

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How can I know if filing bankruptcy is the best choice for me?

Todd's answer | Answered on January 30, 2013

Even if you have not yet fallen behind on payments, it is a good idea to consult with a bankruptcy attorney to learn your options. Doing so may...

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My wife and I filed Chapter 7 a few years ago. At the advice of our lawyer we didn't reaffirm the mortgage or car loan. I am

Todd's answer | Answered on January 30, 2013

If you are upside down on the car, why trade it in and add that balance to the new car loan? You are better offer buying the car without the trade...

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Can creditors attach your income tax refund? We were served papers and I called to set up an agreement with them.

Todd's answer | Answered on January 30, 2013

I agree with both answers provided. The short answer is that non-governmental creditors cannot garnish your tax refund. However, they may be able...

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Should I request a payment agreement with the hospital or is it too late since I already have a court date?

Todd's answer | Answered on January 30, 2013

Your questions indicates that more inforamation is needed. Has a law suit been filed or not? Has the statute of limitations expired or not? The...

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If i file chap.7 before forclosure date, will i be responsible for property taxes ,etc. or should i wait until the sale date?

Todd's answer | Answered on January 30, 2013

I agree 100% with the advice to talk to your lawyer and follow his/her advice. If you are talking to a lawyer already and do not feel comfortable...

Todd Michael Boudreaux's Answers (136)

Trustee is trying to sue me for 2009 taxes that were amended. I need opinions or know if there is something that can be done

Can judgment liens on the property of the former property owner, who is non-debtor be avoided in Chapter 7 bankruptcy?

Can I still file for Chapter 13 or 7

Will my Chapter 13 case be discharaged for owing income tax?

What are the chances of an adversarial case in Bankruptcy Court Chap. 13 actually going to trail?

How can I know if filing bankruptcy is the best choice for me?

My wife and I filed Chapter 7 a few years ago. At the advice of our lawyer we didn't reaffirm the mortgage or car loan. I am

Can creditors attach your income tax refund? We were served papers and I called to set up an agreement with them.

Should I request a payment agreement with the hospital or is it too late since I already have a court date?

If i file chap.7 before forclosure date, will i be responsible for property taxes ,etc. or should i wait until the sale date?