Yes you can. It is their job, and they can set the rules.

IMO it was completely unprofessional, but not grounds for a lawsuit.

Most states have repealed adultery but even if they haven't you were not married, and the law is never enforced.

This is a Q&A forum. You have not asked a question.......

No.........................................................................

If you weren't making payments, that would constitute notice. Read your contract of sale. You can use the Find a Lawyer tab above to locate local...

We can only guess that the cops didn't believe you. Hire a local defense attorney.

Please see my earlier response to your question. You can use character statements for both.

This walks, talks, and quacks like a scam.............

A lawsuit is going to cost a lot more than the amount in question, and you will lose.