The only way to know for sure is to sue them and let a judge decide. Best to let your insurance handle it.

Ask your parents..............................

Your post is not clear. Her manager from work? The owner of the property? Details matter.

Call your insurance company and get their guidance and assistance.

You put a ? but did not ask a question or provide any details for us to answer.

Google Under Age Teen Scam. There is no girl, there is no dad. Give them nothing.

IMO you will not be able to successfully sue them.

Make arrangements to pick it up. This is not a legal matter.

Can a dentist submit a bill to collections if we are disputing the amount? Yes

You have no grounds to sue them..............................