Archived
Will a chapter 7 get rid of my student loans? If they see that even the payments agreed upon by the loan company aren't helping?
Jeffrey's answer
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Answered on April 14, 2013
In my opinion, student loans are a form of economic slavery in the United States. In the early 1990s, a person could wipe out student loan debt...
I added by business partner to my credit cards as a cosigner. He maxed out & stopped making payments. What Can I do?
Jeffrey's answer
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Answered on April 09, 2013
I hate it when a cosigner gets stuck on the hook for a credit when they made none of the charges. Unfortunately, the most common situation I see...
Archived
How long does it take to get a bankruptcy discharge in GA?
Jeffrey's answer
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Answered on April 09, 2013
Check with your attorney to see if any creditor has filed an objection to discharge.
How long after default judgment will wages be garnished, or bank accounts attached?
Jeffrey's answer
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Answered on April 04, 2013
I agree with Jonathan. This problem won't go away by itself. If a garnishment starts, they can take 25 percent of your net income in Georgia.
Archived
Which path should I take for financial relief: bankruptcy, foreclosure, or debt negotiation with a house that won't sell?
Jeffrey's answer
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Answered on April 04, 2013
Go see a local bankruptcy attorney ASAP. Almost all bankruptcy attorneys offer a free initial consultation.
Archived
If my husband files bankruptcy will I be liable for payment of his debt?
Jeffrey's answer
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Answered on April 04, 2013
I agree with the answers listed above. As long as you are not jointly liable for his debts and no assets are joint, you should be ok. Go see an...
What do I do when a trustee wants to sell my home, saying it is worth more than I valued it?
Jeffrey's answer
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Answered on October 09, 2012
You must meet with your bankruptcy attorney as soon as possible and explore the option of converting to a Chapter 13. The trustee has a right to...
Archived
Can we file bankruptcy on credit card debt? Would we lose our house or cars?
Jeffrey's answer
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Answered on October 09, 2012
Yes it is possible to eliminate credit card debt in a bankruptcy while keeping your house and your car. However, to know for sure how the law will...
Archived
If I am currently 4 months behind on my house payments. will bankruptcy help me save my home and restructure my bills.
Jeffrey's answer
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Answered on August 12, 2012
Chapter 13 can help you. First, it stops any foreclosure action against you. Second, it allows you to take those four months that you are behind...
Archived
How to file suit against a friend who failed to pay credit card debt?
Jeffrey's answer
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Answered on June 21, 2012
You won't be able to get it off your name and record unless you file for bankruptcy. You could file a lawsuit against him in magistrate court. If...
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