William Ralph Carlisle

PRO

William Ralph Carlisle

also known as Billy Carlisle

4.6
Rating: 7.8

Licensed for 29 years

Debt collection Lawyer at Flowery Branch, GA
Practice Areas: Debt Collection, Debt Settlement, Consumer Protection ... +2 more

4607 Cardinal Ridge Way, Flowery Branch, GA

Virtual Consultation Available

About William

Biography

Carlisle Law Firm defends collection lawsuits and files consumer protection claims.

Practice Areas

5

Practice Areas

Debt Collection 60%

Defense of collection lawsuits filed on credit card accounts, repossessed autos, online loans, mortgages, UEFJA domestication, dormancy/revival, garnishments, private contracts, etc.

30 years | 5,000 cases

60%
Chapter 7 Bankruptcy 10%

Filing of Chapter 7 consumer bankruptcy petitions in Georgia bankruptcy courts.

30 years | 50 cases

10%
Consumer Protection 10%

Filing of Complaints and counterclaims alleging violations of the FDCPA and other consumer protection statutes.

30 years | 1,000 cases

10%
Contracts and Agreements 10%

Representation of plaintiffs and defendants in consumer, small business, corporate, and employment related contractual disputes.

30 years | 1,000 cases

10%
Debt Settlement 10%

Negotiation of debt settlements before, during and after litigation.

30 years | 5,000 cases

10%

Fees and Rates

Cost

Retainer

Always


Payment Methods

  • Cash
  • Check
  • Credit Card

Awards

Client's Choice
Client's Choice
2019 2018 2017
...
+ 1

Licenses

Licensed in Georgia for 29 years

State: Georgia

Acquired: 1996

Active Member in Good Standing

No misconduct found

Location

Carlisle Law Firm

4607 Cardinal Ridge Way, Flowery Branch, GA, 30542

debt-defender.com/

william r. carlisle

4607 Cardinal Ridge Way, Flowery Branch, GA, 30542

debt-defender.com/

William Ralph Carlisle's Reviews

Avvo Review Score

4.6 /5.0

21 Client Reviews

Filter Avvo Reviews (21) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.

Showing 1 - 5 of 21 reviews

Posted by Christopher | February 02, 2021 | Hired Attorney

A blessing for my debt!!

I really did not know what to expect when I hired him but I am quite pleased. He got the facts of my case and with his online portal, I was able to follow as my case progressed through the system. Although, I did not contact him often, he always answered my email promptly and professionally. As I... told him today, I hope I would never have to hire him again because of the type of law he practices but would not hesitate to do so if I found myself in need of his services.

Posted by anonymous | July 26, 2019 | Hired Attorney | Debt Collection

Great experience

I hired Carlisle Law Firm to take care a summons for a credit card debt, Carlisle Law Firm completely absolved my debt from a law suit. I highly recommend this Law Firm for help with your legal issues.

Posted by John | December 26, 2017 | Lawsuits & Disputes

Potential Litigation

Mr. Carlisle has been a great legal resource to us in the past. He clearly articulates legal strategies, pros, cons and risks. Recently a new legal threat has surfaced. We are beginning to explore our legal strategies going forward.

Posted by Regina | May 19, 2017 | Hired Attorney | Debt Collection

Old credit card debt sold to several collection agency over and over

I was served with a summons for a credit card debt from a while ago. I was SHOCKED. After receiving several letters from every attorney trying to get me to file bankruptcy I found the Carlisle law firm. I had one week to prep for this fight and from the moment i contacted them it was amazing! They to...ok great care of me I didn't do anything but let them handle it. My end result was I paid $0! Thank you, Thank you. I've told everyone about them. I recommend them 100%

Posted by John | January 10, 2017 | Hired Attorney | Lawsuits & Disputes

Excellence in Law

I highly recommend Billy Carlisle for help with your legal issues. I could not be more grateful to have worked with Mr. Carlisle on my case. He treated me with respect, and was extremely professional. His entire team stayed on point throughout the process with easy communication, and a quick and pain...less resolution to my legal matters. The fee was very fair and Mr. Carlisle and his staff are willing to work with you to make things right. Do not forgo a lawyer, and let any legal matter escalate into something that will hurt you for years to come, that’s exactly what the plaintiff wants; for you to give up so they automatically win. Mr. Carlisle and his team will keep them honest and make sure that you are treated fairly. I cannot describe the stress and the burden that Mr. Carlisle and his team have helped to free me from. Make one phone call, you will likely speak to Billy himself, and trust me, you will not regret it.

See All Client Reviews

William Ralph Carlisle's Lawyer Endorsements

Endorse William
John William Nelson headshot
John Nelson

Debt and lending agreements lawyer | Jan 18

Relationship: Fellow lawyer in community

"Carlisle. The name is well-known in the debt lawsuit defense community. He is a pioneer in this area, and he knows what he is about. I know Mr. Carlisle because I run into him often in the debt collection defense work I handle. When I first began working in this area, I actually cold-called him at his office and he took the time to speak with a relatively new attorney who showed up unannounced. Since then, I have spoken to him many times when I run into peculiar or unique situations I've never seen before. I have also referred clients to him when I knew my services were not the kind they needed, but Mr. Carlisle and his firm could help them out. Mr. Carlisle knows his stuff, and he will help protect your rights."

Kevin Joseph Pratt headshot
Kevin Pratt

Litigation lawyer | Sep 11

Relationship: Fellow lawyer in community

"I endorse this lawyer. I have known this attorney since about 2001. He is very well respected by his peers, and liked by his clients and the Judges. I endorsed him under litigation because of his knowledge of trial evidence and procedure. His talents are in defending collection cases and bringing actions against debt collectors for violating the Fair Debt Collection Practices Act."

Brian Michael Gardiner headshot
Brian Gardiner

Debt collection lawyer | Sep 11

Relationship: Opposing Counsel on matter

"I have worked as both opposing counsel and as co-counsel with Mr. Carlisle. Mr. Carlisle is one of the best debt defense attorneys in this state and is extremely knowledgeable in collection and related matters. He is also very skilled in representing creditors. I endorse this lawyer."

J. Ransom Wilkinson headshot
J. Wilkinson

Bankruptcy and debt lawyer | Sep 11

Relationship: Friend

"Billy is one of the smartest lawyers I have ever met. He can look at any case, identify the legal issues and obtain a beneficial outcome for his client. He gives straight forward legal advice and representation for a reasonable fee. I would trust him to represent me or my children in any legal matter."

Johannes Mitchell Ploeg headshot
Johannes Ploeg

Debt settlement lawyer | Oct 23

Relationship: Worked together on matter

"You will not be disappointed if you hire William Carlisle. He will handle your case at a reasonable price and with outstanding results. I have never found another lawyer who can do what he does and get such great results."

View All Endorsements
John William Nelson headshot
John Nelson

Debt settlement lawyer

Christopher C. McClurg headshot
Christopher McClurg

Litigation lawyer

Kevin Joseph Pratt headshot
Kevin Pratt

Litigation lawyer

Brian Michael Gardiner headshot
Brian Gardiner

Debt collection lawyer

J. Ransom Wilkinson headshot
J. Wilkinson

General practice lawyer

Johannes Mitchell Ploeg headshot
Johannes Ploeg

General practice lawyer

Experience

Rating:  7.8 (Very Good)

Honors

1995

Magna Cum Laude, John Marshall Law School

1994

West Region Finalist, National Mock Trial Competition

Work Experience

2008 - Present

Owner, Carlisle Law Firm, LLC

2005 - 2008

Partner, Carlisle & McClurg, LLP

2003 - 2004

Partner, Carlisle, Wren & McClurg

1999 - 2001

Partner, Carlisle & Carlisle, LLC

1996 - 1997

Attorney, Friedman Law Firm

Associations

2013 - Present

State Bar of Georgia, Consumer Law Section

Member

2013 - Present

State Bar of Georgia, Appellate Practice Section

Member

Sample of Legal Cases

Ezeoke v. FIA Card Services, N.A.

Judgment Reversed

Shell v. Tidewater Financel

Summary Judgment Reversed

Smith v. Prainito

Judgment Reversed

Jackson v. Cavalry Portfolio Services

Summary Judgment Reversed

Versey v. Citizens Trust Bank

Summary judgment Reversed

Wirth v. CACH, LLC

Summary Judgment Reversed

Long v. Greenwood Homes, LLC

Court of Appeals reversed

See More Legal Cases

Education

1995

John Marshall L.S. (Atlanta)

JD - Juris Doctor

1991

University of Georgia, Athens

A.B

Speaking Engagements

2013

ICLE Advanced Debt Collection Defense of Debt Collection

2012

Advanced Debt Collection

Defense of Debt Collection 101

Publications

2025

The Debt Defense Library How to Settle Collection Lawsuits

2025

2025

2025

The Debt Defense Library Defending Credit Card Lawsuits

2025

The Debt Defense Library How to Settle Collection Lawsuits

Languages

English

Activity

Avvo Rating

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