You did not say if you remained at the scene until police arrived. If you were not charged with a crime, then you need to see a defense attorney...

It is best to not sell the car parts. The lender has a lien on the vehicle and my object in a future bankruptcy filing if the car is missing...

Go see a debt collection defense lawyer for a consultation. Texas is a community property state and that complicates your question. A...

In my district, a debtor has no standing to object to a trustee's attorney's fee unless one of the debts is for taxes or student loans. The rules...

As long as you are only an authorized user, you are in the clear. Be sure to talk to a local bankruptcy lawyer for confirmation. The lawyer may...

It is either a scam or an illegal collection. If this is not your account, then be sure to dispute it should they send you anything in writing. If...

Call them about picking up the car. Ask for the location of the car and when you can go to retrieve it. Since they admitted to an error with the...

Debts are often sold and transferred for years. The collector is fishing to see who will pay. Do not pay them and be sure to never admit to the...

Take a deep breath and call the lender. Let them know you lost your job and ask if they can forbear a payment or two due to unemployment. The...

I am not sure who is at fault. It looks like you did your part. It is possible your new trustee is bring difficult. Talk to your lawyer about a...