Can the bank stop on repairs of vehicle and then charge me the repairs if I am turning it in on a voluntary repo ?
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Answered on August 21, 2025
It is the lender's option to pick up the car as is or repair it. I have not heard of lenders repairing cars prior to an auction, but I suppose it...
Exempting family's two vehicles in a (personal, only me) chapter 7 bankruptcy in Kansas?
Mario's answer
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Answered on August 20, 2025
You have to list both cars in the paperwork. You can show that you have a 50% interest in each car and that your wife owns the other 50%. You...
What is a turnover order?
Mario's answer
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Answered on August 20, 2025
Did you file bankruptcy? If so, the automatic stay prohibits further garnishment. Also, your may be able to recover some of the money taken by...
Can Stenger and Stenger take my personal property such as tv, furniture, appliances or vehicle if I don't pay them?
Mario's answer
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Answered on August 20, 2025
The answer is "maybe." Most states have laws that protect a certain dollar value of real and personal property from judgments. It is possible...
What could be done ?
Mario's answer
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Answered on August 20, 2025
The payment is past due. Call the lender and give them a firm date as to when the payment will arrive. Also, you need to arrange your finances to...
I filed bankruptcy chapter 7
Mario's answer
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Answered on August 19, 2025
I agree with Mr. Gardner. You need to file a Motion to Avoid Lien on household goods. Also, all creditors must be listed in your bankruptcy case....
Normally, how is an attorney paid if the client is on the verge of bankruptcy?
Mario's answer
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Answered on August 19, 2025
It will depend on the attorney. The best thing to do is set up some free consultations with bankruptcy lawyers in your area. If it looks like you...
Can my private student loan be discharged in bankruptcy?
Mario's answer
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Answered on August 19, 2025
There is new student loan discharge guidance which makes it easier to discharge federal student loans. The guidance does not apply to private...
If i stop [paying my high interest, payday loan, what is the worst thing that can happen??
Mario's answer
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Answered on August 19, 2025
Worst case, they sue you for the debt and try a garnishment of wages or bank accounts. If they get a judgment, it becomes a lien on your property. ...
What does Lift the CoDebtor stay mean?
Mario's answer
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Answered on August 18, 2025
It means they want to go after your daughter for the debt. A Motion to Relief form the Automatic Stay is the first step in that process. The...
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