Reach out to the creditor about a payment plan. That is the best way to deal with this. If your debts are overwhelming, filing Chapter 7 or 13 may...

As a general rule, receiving a gift prior to filing bankruptcy is a bad idea. Why? Because the becomes part of your estate. It that happens, and...

A Chapter 13 Bankruptcy may stop the tax sell and allow you to repay the taxes in a 5 year plan (along with other debts). A reverse mortgage would...

Ms. Bunce and Mr. Perez gave you an excellent legal answer with which I agree. You mentioned you use your cards to build "good credit." This is a...

Is this your debt? If so, it may be a collection effort. If not, it is likely a scam or a scatter shot collection.

Mr. Mann is spot on. The first course of action is to contact your former bankruptcy lawyer about the collection. Be sure to let the lawyer know...

It should discharge the debt unless the judgment holder objects and is able to prove you were drinking or committed a willful injury. You should...

You may be able to file a new bankruptcy case. But act fast, you must file prior to the foreclosure. Another option is to look at taking out a...

Yes, your license can be suspended for unpaid fines. There is a possibility you could file Chapter 13 and discharge the fines through a payment...

You may be able to get the case dismissed by raising a statute of limitations defense. This must be done in writing and included in your Answer to...