If I made payment arrangements for a debt under $1k, days before the court date, what happens if I can’t make it to court?
Mario's answer
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Answered on September 11, 2025
You should verify that you have a consent order with the Plaintiff. Contact their lawyer and make sure they will draw up the order and present it...
Can I file for Bankruptcy even with annual earnings of 90K?
Mario's answer
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Answered on September 10, 2025
You may be able to file a successful Chapter 7, but it may well hinge on how good your record keeping is. Do you have proof of these payments? Can...
Why should I have to surrender a vehicle to buy a new one?
Mario's answer
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Answered on September 09, 2025
Why would you want to keep a 2011 vehicle that is not working? Who is saying you have to surrender it? Get with your attorney and have him explain...
Can bankruptcy trustee take property awarded to ex spouse?
Mario's answer
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Answered on September 09, 2025
There is a definite possibility the Trustee can sell the ex-spouses property. It will depend on a lot of factors. In my state, the Trustee can...
I was notified today that I would be receiving a settlement from the Facebook lawsuit from 2022, I filed a Chapter 7?
Mario's answer
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Answered on September 08, 2025
Save documentation of the amount of the settlement (check copies, letters, etc.) and let your attorney know about it. Chances are the Trustee will...
My truck was repo’d one day after I filed chapter 13. Can I recover the money that it costs me to recover it?
Mario's answer
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Answered on September 08, 2025
You will need a bankruptcy lawyer who has an excellent grasp of state law on title loans. In my state, the title loan statute provides that title...
Need Bankruptcy Advice: $30K Debt, Credit Card Lawsuit, Charged-Off Car Loan, and On Dad’s Mortgage for CA House?
Mario's answer
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Answered on September 08, 2025
There is a definite possibility the Trustee will try to sell the house. California has a generous homestead exemption which could prevent that...
How can ex keep his house in NY if I file for bankruptcy in FL and I am on the deed.
Mario's answer
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Answered on September 05, 2025
The NY house appears to me to be an asset the Trustee can sell. You need to get a firm idea of the amount the house is worth and how much is owed...
Can i file for ch 7 if ch 13 gets dismissed?
Mario's answer
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Answered on September 05, 2025
If you otherwise qualify for Chapter 7, then you can file it. Chapter 7 has a means test based on your income and expenses. Also, there may be...
How do I catch up on late credit card payments and consolidate a single credit card debt?
Mario's answer
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Answered on September 04, 2025
Reach out to the creditor about a payment plan. That is the best way to deal with this. If your debts are overwhelming, filing Chapter 7 or 13 may...
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