Mr. Granvold is spot on. The bankruptcy code allows the lender to retain the title until the discharge is entered. If the case is dismissed...

You have an outstanding and detailed answer from Mr. Granvold. I will add that using certified mail to deliver any notices to the lender is a good...

Your question is very complex with many moving parts. Do you have an attorney for the current Chapter 11? Ask him if you qualify for a 13 and if...

When a vehicle loan is discharged, the lender retains its lien against the collateral. Sometimes, the lender does nor want the vehicle. You can...

It looks like you can file Chapter 7, but should you? Do you have good job prospects? Will you be in position to pay off the debt? The problem...

I am assuming you received permission to sell the house. That being the case, I see no harm in paying the case off early. Consult with your...

The answer is yes. Keep in mind you are not eligible for a discharge, so you will have to pay the debts in full to close them out. Once strategy...

I am assuming you did not reaffirm the mortgage in your Ch. 7. I believe once a mortgage is discharged in bankruptcy, it can't be revived or...

In addition to the great advice above, check with California's DMV and see if the lien comes off the title after a certain number of years. They...

We need more detail to understand what you are asking. If you filed bankruptcy, consult your attorney. If you don't have one, hire one. ...