You will need to consult with an attorney who handles this very narrow area of the law. Most attorneys don't even know what CAIVERS is. You will...

I am not clear on your facts, but all liens must be satisfied at the time of sale. That includes the NOVAD / HUD liens which provide that they...

In general, you are not liable for a debt unless you sign the mortgage, etc. They likely named you in the foreclosure action because they must...

You should contact the new company. They may want you to apply for the modification using their forms. Unfortunately, a sale or transfer of a...

You need to hire an attorney to check the real estate records to see if a 2nd mortgage has been filed. Then the lawyer can check on the...

I am not aware that the Trustee monitors credit reports. If you have unforeseen expenses, it may be grounds for a motion to retain the tax refund....

If you have a buyer, then the title company or closing attorney will get the payoff for you. Just make sure the closing take place promptly so...

Ms. Espada gave great advice. I will add that many bankruptcy attorneys will work with you on payment plans for fees. Get 2-3 consultations from...

Great answers above. I will add that you should give serious consideration to avoiding any future business loans. Businesses should "grow at the...

You put your question under "Chapter 7 Bankruptcy" when it should be under "Debt Collection." That brings up the question-- Is the defendant in a...