Filing for Chapter 7, must I include bank statements with my filing?

In addition to the bankruptcy petition and schedules, you will need to file the pre-filing credit counseling certificate and payment advices with...

Could my wife be legally responsible for my student loans, which are currently in default?

Only a co-signer or co-debtor on your student loans would be responsible for your defaulted student loan debt. It sounds like your wife is not a...

If you voluntarily return your car the creditor will sell it at auction. The creditor is likely to collect on the deficiency - the difference...

If you cosponsor for an immigrant... Can you still claim bankruptcy?

You are still able to file bankruptcy if you sponsor someone for immigration purposes. What is important, and is the same for an individual who is...

I surrendered my home in 2008 and B of A has no intention to foreclose, they will not grant me a deed in lieu, what can I do?

If you're still in the house you can continue living in it without paying mortgage until Bank of America finally takes some action to foreclose, or...

My student loan payments are more than what I make a month ($2,200 loan payment). I know it's rare, but is bankruptcy possible?

If there is an extreme hardship, student loans may be discharged in a bankruptcy. However, it is extremely difficult to meet this hardship...

What type of lawyer do I need to put a stop to a debt collector from suing me?

You should speak to a bankruptcy attorney to determine if filing bankruptcy could provide you with the relief that you need. Many offer free...

Is it legal to go after someone who was named as a guarantor but never lawfully consented to be the guarantor?

The guarantor is a party that guarantees that a loan or other type of debt will be paid. The guarantor becomes a responsible party for paying the...

Should I contact the attorney about a judgement if they have not tried to collect?

The time to try to negotiate a settlement with a creditor would be prior to any judgment. With the judgment, the creditor can now choose to garnish...

What to do? COOP owner. Denied loan modification, denied short sale offer, denied deed in lieu. NIGHTMARE!!!!

Bankruptcy could be an option to you and you can surrender the coop in the bankruptcy. What is very important to understand during this whole...