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Susan Schmeidler Blum's Answers (149)

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How can I get a medical claim removed from my credit report?

Susan's answer | Answered on November 17, 2014

You should inquire with the hospital/ER about the services rendered to determine if you received the services. Ask for a billing history too (and...

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Can I file chapter 7 bankruptcy and be free of credit card debt?

Susan's answer | Answered on July 19, 2013

Based on your income and household size, you seem like you would be a candidate to file Chapter 7 bankruptcy, which would discharge (wipe away) all...

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What can i do against collection agency?

Susan's answer | Answered on July 19, 2013

I'm sorry to hear about your husband. Since he does not live at the number at which the collector is calling, inform them and request that they no...

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A question regarding an auto being financed through chapter 13.

Susan's answer | Answered on July 19, 2013

Without the details of the case it is difficult to answer this specifically. It might be possible for you to work out an arrangement with the bank...

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Wages are going to start being garnished and we also have some other debt that needs resolved. Is bankruptcy for us?

Susan's answer | Answered on July 18, 2013

Given the general information that you included it would be wise for you to consult with a local bankruptcy attorney (many offer free...

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I got married in 2011. I filed bankruptcy in 2009 due to credit cards and medical bills. My Husband needs to file due to credit

Susan's answer | Answered on July 18, 2013

Your husband is permitted to file an Individual bankruptcy that would not involve you or your previous case. The question is whether filing...

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File chapter 13 concerned about 04 truck only thing of value we have left main vehicle to get to work no loan can we keep it

Susan's answer | Answered on July 18, 2013

I am unclear whether your goal is to keep the truck so you can use it (thereby "selling" to your mom so you still have control over it) or if you...

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Provided my circumstances do not change, do I need to take any further steps with the court once I receive my Chp 7 Discharge?

Susan's answer | Answered on July 18, 2013

If there is a death within 180 days of the filing of your bankruptcy petition and you will receive an inheritance from the deceased, then you...

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What are my options to filing bankruptcy? How do I get started?

Susan's answer | Answered on July 18, 2013

You should contact a local bankruptcy attorney - many offer free initial consultations. There are two bankruptcies that might be available to you:...

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In a chapter 13, even if the home is paid for, is there a lien put on it from the bankruptcy or can it be gifted to a son?

Susan's answer | Answered on July 18, 2013

Your mother's attorney should discuss this scenario with the Ch 13 trustee to see what is permissible in her jurisdiction.