How long is a landlord allowed to consider derogs on your credit?

Under the Fair Credit Reporting Act, derogatory information can remain on your credit report no more than 7 years. However, there is no...

11 years ago bought a car made two payments on it and brought now I'm a credit score below $12,000 and I only had the car for 2

Hi. You should probably consult a local consumer protection attorney. The answer/solution depends on your loan paperwork and whatever deal you...

I am a tenant and the property manager called saying I didn't answer the door to an appraiser, who came unannounced or sent let?

The answer to your question depends the terms of your lease. Most standard lease agreements give the landlord the right to enter the leased...

The short answer is, "it depends." Here's why: First, the entity that financed your purchase may not report debts to the credit reporting...

I'd need to know more about the job you have applied for. Generally speaking, under California law, arrest and conviction records that are more...

Yes. And, among other claims, you may have a claim under the Fair Credit Reporting Act. Yep. The FCRA applies to employment-related background...

I would need some more facts to evaluate your case, but it sounds like you've got a good claim under the Credit Repair Organizations Act and, if...

You have what the industry calls a "mixed file." Unfortunately, this is not an uncommon problem, and it's one that the online dispute process is...

Check the User Agreement or Terms and Conditions of your PayPal account. It probably contains a mandatory arbitration clause, which would preclude...

Is this legal? I will also be disputing.

Disputing directly with debt collectors is a waste of time. Contact the credit reporting agencies and dispute the inaccurate information that the...