How can you be responsible for someone else debit collection when you didn’t sign a lease and I Was living in another state and
Craig's answer
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Answered on October 20, 2022
Hi and thank you for your question. If you cosigned the lease, you are liable on it, unless the landlord released you from the obligation. The fact...
Elderly father-racked up credit card debt. He has been diagnosed with dementia-are we able to get him out of this?
Craig's answer
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Answered on October 18, 2022
Hi. Thanks for your question. The fact that he now has dementia will not excuse pre-existing debt. But, he may well have a statute of limitations...
Transunion has my name wrong; how can I get it fixed?
Craig's answer
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Answered on October 17, 2022
You need to make a dispute with TU, explaining that they have inaccurate personal identifying information for you, specifically your name. Make...
Can I file a complaint against car lender that consistently fails to report my balance correctly?
Craig's answer
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Answered on October 12, 2022
Hi. Thanks for your question. Under the Fair Credit Reporting Act, specifically 15 USC 1681e(b), the credit bureaus are required to “maintain...
How do I know if this is real?
Craig's answer
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Answered on October 10, 2022
Based on your description, it sounds like a scam to me. I suggest you pull copies of your credit reports from annualcreditreport.com to see if the...
Do I file a small claims court case in my city against Synchrony Bank for failure to remove a fraudulent account?
Craig's answer
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Answered on October 07, 2022
Hi. My recommendation would be to make your disputes of the fraudulent account with the credit reporting agencies, Experian, Equifax and Trans...
Theft by deception?
Craig's answer
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Answered on November 16, 2018
If you authorized her to make one charge to your card and she, without your authority, made others, then you have a civil claim against her and can...
Archived
How can I force my name off a vehicle my X husband was awarded
Craig's answer
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Answered on November 15, 2018
If the vehicle is titled in your name only, then you can repossess it, sell it and pay off the loan. If it's jointly titled, then you'll need to...
Archived
If Moving from OH to AZ would a eviction show on my record if it is not on my credit report?
Craig's answer
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Answered on November 15, 2018
The short answer is "it depends" on which credit report your future landlord pulls on you.
These days, most landlords use specialized credit...
Archived
Does a creditor have to tell you why they closed/restricted your account(s)?
Craig's answer
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Answered on November 14, 2018
Under the Fair Credit Reporting Act, creditors must give you notice if they take adverse action against you based on information contained in your...
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