We are applying for the HAMP LOAN MODIFICATION with our mortgage.If we file 7 on Credit cards/lawsuit can we keep home & car

I would suggest waiting until after the loan modification before filing a Chapter 7. You may also want to consider a Chapter 13. It is best to...

Can I discharge a refund I owe in my bankruptcy?

The money owed to your clients is considered unsecured debt. Unsecured debt is dischargeable is bankruptcy. Bankruptcy law is complicated. ...

If I miss a 341 hearing and my BK is dismissed, can I file again in 180 days

You will need to look at the order of dismissal but most of the time, when the court dismisses a case, the person does not have to wait 180 days. ...

I recieved a discharge in my chapter 7 in 2005. I have filed a chapter 13

From where you live, I'm going to assume you filed your case in the Northern District of Georgia. If this is so, there are 3 standing Chapter 13...

I am filing bankruptcy but my husband just found out that he stands to inherit money from his fathers estate in a couple of mont

The inheritance will be looked at as household income. If you are represented by an attorney, let the attorney know of the inheritance. The...

After my modification is permenent, can I move out? or rent out?

This question can only be answered by looking at the modification paperwork. If the modification paperwork states that you have to be living in...

In Georgia, how many automobiles may be reaffirmed in a Chapter 7

In Georgia, each person filing is receives a $3,500.00 car exemption. Whether you can reaffirm on more than one car will be determined by the...

341 meeting question

Please give me a call. I am a local attorney and have low fees for people with little income. If you refile, you are wasting money on the filing...

I am doing a settlement on my SUV with the bank. What does a settlement do to your credit scores?

I agree with the above answer. You should also be aware that the bank may issue a 1099 against you for the amount they write off. This may be...

If you return the car, the can try and collect the deficiency from you. One way of doing this is to sue you. An option would be returning the...