GA home worth $350,000--I have a 1st mtg of $162K and a 2nd of $269K. Can the second be stripped in bkrptcy--7 or 13? Thank you!

I agree with the prior answer that you cannot strip a lien if there is any equity for the second mortgage to attach. However, you may yet be able...

I am being sued for a bank charge off amount, that was paid years ago. How can I settle this?

First off, you should contact an attorney specializing in consumer defense. There are some things you can do here, but they are complex and you...

How do you fight a third party debt collector in court who is trying to collect on a debt that has been charged off.

I agree with the previous answer about debt being "charged off." Charged off doesn't mean you don't have to pay any more--it simply means the...

Is a private student loan secured or unsecured? My mom cosigned in 2006 and she dies in 2008. All i have is 750 per month

All student loans are classified as unsecured. However, student loans are generally non-dischargeable in bankruptcy unless you can pass the...

Ok, So I Owe Aarons $968.40 for a tv But...

Yes, it is possible you could be put in jail. Aaron's can file a police report against you for interference with a security interest. If you do...

Wife passed away,am i responsible for her medical bills

No. You are not responsible for her medical bills, unless you entered into an agreement to pay for them. Any sort of bills that were in your...

Are These Fake Courtroom Documents From Debt Collector?

While this certainly sounds suspicious, you can find out one way or the other very easily: call the county clerk where you live and ask them to...

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Forclosure on 2 properties after chapter 7 bankruptcy 2 years ago

If you received a chapter 7 discharge, included this home in your bankruptcy, and did not reaffirm on the house, there is little reason for you to...

How does a Chapter 13 filed within one year of a Chapter 7 affect the Chapter 7?

Filing a chapter 13 within one year of filing a chapter 7 will have no affect on the chapter 7 discharge. However, you will not receive a...

Can Georgia exemptions be used to shield personal property before Chapter 7 is filed?

No. You cannot shield your assets from a judgment creditor by using bankruptcy exemptions before you file bankruptcy. A judgment creditor can...