Archived
I owe credit cards companies money i lost my job and recently got one they had my prev address i now got served with one credit
Daniel's answer
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Answered on April 04, 2012
This activity would be a violation of the Fair Debt Collection Practices Act. Contact a consumer lawyer. You need to act now.
Archived
How much can the state of georgia revenue department garnish out of my paycheck
for back taxes owed?
Daniel's answer
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Answered on April 04, 2012
You may have a problem in reopening this matter. You may have been required to file a change of address form. However, it would probably be...
Archived
I had a judgment granted against me in georgia They got a garnishment and it was ended with ga 179 rule. trying to garnis again
Daniel's answer
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Answered on April 04, 2012
The garnishment filed in court will have the county and case number where the originally suit was filed. You need to go to that county and get a...
Archived
Can a college add a Technolical fee to your account claiming it was never charged and then send it to collections?
Daniel's answer
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Answered on April 04, 2012
Your question raises two issues. The first is whether you are legally obligated to pay the fee. You need to clarify with Ashford what period of...
Archived
Why won't the judge accept my answer asking the plaintiff to prove that I owe the debt?
Daniel's answer
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Answered on April 02, 2012
The two legal issues you may have are statute of limitations and proof of assignment. You can check the statute of limitations yourself. JDB...
Archived
Can a collection agency (attorney) refuse to send a reinstatement letter? How long do they have?
Daniel's answer
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Answered on April 01, 2012
You could make a "qualified written request" under RESPA for information. A case explained this procedure as follows:
First, it takes a...
Archived
Credit card company charging interest on "6 Mo No Interest" credit card account.
Daniel's answer
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Answered on April 01, 2012
Under the Truth in Lending law, the creditor is must provide a disclosure of the initial interest and terms. Since they have not they are liable...
Archived
"res judicata ????
Daniel's answer
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Answered on April 01, 2012
If you want to try to figure out who owns the debt, check your credit report at annualcreditreport.com which is free. If the Pa collector didn't...
Az repossession laws-Does the lienholder have to notify you of date, time, and place of sale?
Daniel's answer
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Answered on April 01, 2012
Attached is the ARS provision on notice. If the initial notice did not comply, go see an attorney.
Contents and form of notification before...
How can I fight this medical overcharge bill?
Daniel's answer
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Answered on April 01, 2012
You need to dispute the bill. Before doing so, you might want to check with the doctor's office who gave you the prescription and discuss the...
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