Am I suppose to call my debtors?

The filing of a bankruptcy results in seperating debts that came due before the filing (referred to as prepetition debts) from debts that come due...

I live in Georgia and have a judgment against me in Magistrate Court. Collection agency says I will go to jail if I don't pay..?

The Fair Debt Collection Practices Act forbids abusive debt collection activity and threatening to take action which cannot be legally taken. It...

I have been turned over for collections and they turned down what I offered to pay.

The debt collector is not required to enter into a settlement. You may wish to send a money order payment to the hospital and keep a record.

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Is there a time limit when a debt collector may stop calling?

If the debt collector is stating or implying that suit will be filed on the time barred debt then the collector is violating the Fair Debt...

Getting 4 or 5 Debt Collector Letters that already past statue of limitation.

If the debt collector states or implies that it will file suit on a time barred debt then it is a violaton of the FDCPA. If you dont get a...

Is it possible to file bankruptcy on student loans (private and federal)?

Generally speaking you cannot discharge student loan debt in bankruptcy. You can file a Chapter 13 and propose a Plan by which you pay on the...

My wife was served a summons in reference to a vehicle repossession. If a judgement is granted, can they get joint accounts?

You have received good advice regarding seperating your bank accounts, etc. You may wish to consult with a local attorney regarding possible...

You should carefully consider whether to respond to the letter. If you do respond you may put yourselve on the radar of the collection agnecy...

Can an out-of-state collection agency call a private residence to collect on an outstanding corporate debt?

An out of state collection agency can attempt to collect debts in Washington if it is liscensed in Washington. "Pursuant to RCW 19.16.100(2)(a), a...

Ideal Image company sent me an activated credit card they never told me about. Is there anything I can do?

Sending an unsolicited credit card is a violatoin of federal law. My advice is to cancel the card. You could potential sue for damages but at...