Daniel Dwight Bowen

My office provides personal service to individuals who will benefit from Chapter 7 bankruptcy. Chapter 7 is availabe if the amount of your income meets certain guidelines. In a Chapter 7, you will no longer be liable on most debts. Student loan debt cannot be discharged. A Chapter 7 will stop law suits, garnishments and threatened car repossessions. . We review each case for consumer claims which may provide a recover to you. Call for a free consultation.

We represent consumers who have been subjected to abusive and unfair collection practices. Federal and state law offer protections which can end harassing phone calls and illegal third party contacts. In the right case, a law suit may be brought for statutory and actual damages including emotional and mental distress. We offer a free phone consultation and can discuss action you can take to end abuse. If you are successful in suing for damages, the debt collector pays your attorney's fees.

My office provides personal service to individuals who will benefit from bankruptcy. Chapter 13 will stop law suits, garnishments and threatened car repossessions. Chapter 13 will allow you to repay debts including mortgage arrearage and car debts. In particular cases, an individual may be able to pay less that 100 cents on the dollar to unsecured creditors like credit cards. We review each case for consumer claims which may provide a recovery to you. Call for a free consultation.

My office has been handling consumer credit cases for 35 years. Consumer credit laws give victims of credit card fraud protection. Call for a free consultation.