20 year seal on a loan?

If the document is properly drafted to be "under seal," then the statute of limitations runs 20 years from the default on the loan (not from the...

If the lien isn't listed on my title can it be repo'd?

As a general rule, as long as the paper work between you and the lender ("lien holder") creates a security interest, then repossession is possible....

The way that your question is worded is not clear. If I understand your situation correctly, my general understanding is that a towing company...

Identity theft- perpetrator obtained fraud credit accounts?

I suggest that you have a consultation with a consumer protection attorney experienced with the Fair Credit Reporting Act. Most consumer protection...

I advise you to exercise caution since you are talking about using an extreme remedy to enforce this transaction between yourself and a friend's...

Can repo threaten to call police and have me arrested for concealment?

First, you need to get caught up on payments as soon as you can so that this won't continue to haunt you. Second, while the repo agent (or the...

The answer to your question will depend on the exact wording of the document. Usually, something called a "consent JUDGMENT" will be a judgment...

Pending Litigation

This sounds like a debt collection scam. A lot of the terminology used ("pending litigation," "last 4 digits," "case [number]," threat of service...

I've made a terrible, terrible mistake and I'm wondering what can I do to get the deed to my home back?

Avvo is a very poor substitute for actually retaining counsel to assist you. It sounds like you are in a situation that will require you to hire an...

This is a tough question. As a general rule, repossession is permitted if the borrower is in default (i.e., missed payment, no insurance, etc.) and...