1) After three months, the maximum interest rate is 12.5% MONTHLY. This fact is buried somewhere in the seven page long contract you signed to...

There is a chance that you would be served while you were at court. There is also a chance that the judge, or the court's staff, would try to...

The calls are a scam. You should not respond in any way to the calls. Don't call them back. Hang up if you answer one of their calls. And...

You probably have a defense, but not based on anything you mention in your post. When a credit card is canceled, it means that the account is...

If you received a telephone call threatening to sue you for a loan you don't remember, and the caller says that the default was over ten years ago,...

First, your post includes some public admissions. In my opinion, it would be better if you had addressed this question privately with an attorney....

You should reach out by telephone or avvo messenger to speak with an experienced consumer protection attorney. Every case depends on all the...

I suggest that you request a written explanation from the lender of all amounts received, and that you request an explanation from the gap coverage...

There are too many unknown factors to say if you have a viable suit against the bank. I suggest that you speak with an experienced consumer...

If you can't get the merchant to refund the unauthorized charge, then you should dispute this with your credit card company. You have 60 days...