Situations like yours are tough because your father's and your intentions where not written down four years ago. Over four years, people can change...

If you were never served with a summons in the underlying case, then that can be the basis for a motion to set aside the judgment. (If the judgment...

Do not make any important decisions based on what anyone (myself included) says in this question / answer forum. If this is important to you, then...

I am not sure if there is a way to make any lender change the written terms of the account. However, I suggest that you see if your account is...

Your situation is actually very common, and there are ways to approach solving this problem. I strongly suggest that you reach out to an...

First, why do you think this has ruined your credit? If you only got the first letter within the last 30 days, there is a very good chance that the...

Do not make any important decisions based on what anyone (myself included) says in this question / answer forum. If this is important to you, you...

You definitely have legal remedies to address the false credit reporting. I suggest that you speak with an experienced consumer protection attorney...

I understand your frustration. If you have a copies of the original sales finance agreement, any agreements regarding the extensions, and a...

I suggest that you reach out to a consumer-protection or debt-defense attorney. Most such attorneys will offer a telephone consultation (and email...