Archived
I have 2 judgments on my credit report filed 2007 in the state of Maryland. How do I get them re-opened to possibly remove.
Kris's answer
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Answered on December 24, 2012
I suggest that you look for a consumer attorney that does debt defense in the state of Maryland. I suggest that you start your search at...
Archived
Question. if i write on a check this by cashing check you agree you are loan is paid in full and i no longer owe you any money
Kris's answer
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Answered on December 21, 2012
Legally, what you are talking about is called an "accord and satisfaction." If there is a genuine dispute about the amount that you owe, then...
Archived
I paid off a c/card some 9 years ago but, every three years or so I get a new letter from a new law firm requesting the moneys.
Kris's answer
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Answered on December 20, 2012
First, you need to get a complete copy of the court file that has the judgment. This should be on file under your name (and the creditor's name)...
Archived
Can a debt collecting lawyer collect/attempt to collect on a debt that has already been satisfied with a lien on my house?
Kris's answer
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Answered on December 18, 2012
The lien is part of the collection process. The lien does not "satisfy" the debt, and collection activity can continue.
Generally, the most...
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Archived
What do I need to bring to court for a traverse hearing regarding a bank garnishment?
Kris's answer
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Answered on December 17, 2012
You should let your bankruptcy attorney know about the garnishment. If your attorney (or you) provide proof the bankruptcy filing, the garnishment...
If I am a signer on a business checking account, can a creditor garnish the account?
Kris's answer
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Answered on December 13, 2012
You and the organization will definitely need to consult attorneys. An attorney will need to review both the garnishment papers and the signature...
Archived
In the State of Georgia, can a finance company repo your vehicle if you are less than 30 days late?
Kris's answer
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Answered on December 10, 2012
Yes, if you are the proverbial "day late and dollar short," then you are legally in default and a respossession would be within the creditor's...
Archived
How should I handle this?
Kris's answer
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Answered on December 09, 2012
Virtually every payday loan is illegal in Georgia. The storefronts have long been closed leaving only the on-line lenders still operating here. If...
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Archived
What should I do?
Kris's answer
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Answered on December 09, 2012
Virtually every payday loan is illegal in Georgia. The storefronts have long been closed leaving only the on-line lenders still operating here. ...
Car repo laws for arkansas and can they sue me without recovery of property?
Kris's answer
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Answered on December 09, 2012
There is no requirement under the Uniform Commercial Code (which has been adopted in some form in virtually all states) that a car be repossessed. ...
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