If I request a copy of the original credit app from a collection service and the have it, what happens next?

The outcome of you case might go either way whether they get this document or not. You should retain an experienced consumer debt defense...

Can they force me to pay a debt that isn't technically my responsibility???

This is somewhat complicated. The divorce case was just between you and your ex-husband. If the judge said for your ex-husband to pay certain...

In 2002 i returned an auto to ford motor credit, auto was falling apart. my checking account was garnish 2013

You need to consult with an experienced consumer debt defense attorney. For attorney review, you need to get a complete copy of the case file that...

Will ou take a case against Bank of america for bad loan

Your situation is far to complex for you to get any meaningful feed back on a service like avvo. You should discuss your situation with an...

What legal action should take about getting a loaned paid back?

This is not legal advice. It is just advice. When you make a loan to family or friends, there is always the possibility that you will not get...

If my spouse voids the SOL can creditors sue him/her as well as me?

You should consult with a local consumer attorney. Look for one at www.naca.net. You and your husband may have a Fair Debt Collection...

If the SOL is reset, can the debt reappear on my credit report?

What do you think you did to re-set the SOL? Although this is a question that may be specific to your state's laws, as a general principle, one...

If you have a credit card line on your credit report that states the date of last delinquency as 1/1/2007 and its charged off

Sometimes credit reports are hard to interpret. However, if a debt-buyer actually changes the delinquency date from 2007 to 2012 (and thus extends...

Can a judgement lein against a person who has no assets no house no savings, and disabled be included in a bankruptcy

Any debt like you describe can be included in a bankruptcy. However, given that you are disabled (and presumably receive social security...

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On my Credit Report a Big Company Posted a Judgement against me for $8k Can I sue them for Damages? It is Totally Not Me..

Typically, information about a judgment is not furnished to the credit reporting agency by companies like "Big Company." This information usually...