Archived
Is a written promise to pay considered a negotiable instrument under the state or federal Uniform Commercial Code Article 3.
Kris's answer
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Answered on February 14, 2013
The lender already has your promise to pay. A subsequent promise would not seem to satisfy the original promise. I believe that virtually any...
Archived
Can I be procecuted for fraud if I never recieved any funds in my account?
Kris's answer
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Answered on February 12, 2013
There is not enough information in your question to give a very meaningful reply. Can you post additional information to let us know who is...
Archived
Is it possible to request the court to vacate the judgment after the judgment has been satisfied through wage garnishment ?
Kris's answer
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Answered on February 12, 2013
This is going to be a matter of local practice which will vary from state to state and even county to county. Generally, my impression is that you...
Archived
Can a creditor continue to garnish wages after the judgement has been paid if the 179 day period has not expired?
Kris's answer
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Answered on February 12, 2013
Your employer should keep track and stop withholding your wages when the amount set forth in the garnishment has been collected. You would be wise...
Archived
Can you sell your part of a company that has a personally guaranteed business loan?
Kris's answer
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Answered on February 11, 2013
The seller or lender relied on your husband's personal guaranty, and unless it was released by the seller or lender, then it most likely is still...
Archived
How can I get this collection agency off of my credit report. This is from a debt from years ago.
Kris's answer
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Answered on February 08, 2013
You say that this debt is "from years ago." If it is still being reported after seven and one-half years from default, then it should come off...
Archived
Can a lender attach a "cancelled" debt to another piece of property with a separate (active) loan?
Kris's answer
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Answered on February 08, 2013
Was the lender your case a credit union? You need to have all the documents reviewed by an experienced consumer attorney licensed in your state. ...
Archived
Do I need to return an overpayment on a garnishment?
Kris's answer
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Answered on February 08, 2013
As a practical matter, you will wind up paying a lot more than $360 to fight the bank just to keep $360. Plus, even though it was the bank's error...
Archived
How do debt collector find your Bank accounts Or
if you own a vehicle even if ( paid off )
Kris's answer
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Answered on February 08, 2013
Knowing where you bank or if you have a car only matters if the debt collector has a judgment (except for certain educational loans). If there is...
Archived
Can i go to jail for non payment on my bed
Kris's answer
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Answered on February 08, 2013
This is another case where criminal law and consumer law converge. If they do try to get a warrant, you will definitely need to speak with a local...
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