Archived
How long does it take to start a wage garnishment? I got a call last week from a creditor threatening to garnish my wages?
Kris's answer
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Answered on July 10, 2013
If you are only now starting to get calls and letters, then the earliest a garnishment could legally be filed against you is months away. Often...
Archived
A person from a finance company that I owe and is late on payments just came to my job and harrassed me.
Kris's answer
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Answered on July 09, 2013
Because it sounds like you are still dealing with the original creditor (or employees of the original creditor), the Fair Debt Collection Practices...
Archived
My friend committed bank fraud with my bank card!
Kris's answer
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Answered on July 09, 2013
You asked "could I possibl[y] win if [I took] him to court[?]" The answer depends on what you mean by win.
If you gave this person your bank...
Archived
My Mother's only income is Social Security. She obtained "pay day loans" which left her account over drafted by $700.
Kris's answer
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Answered on July 07, 2013
First, being unable to pay off a loan, or even having a payday lender overdraw a bank account, is not the kind of thing that gets you arrested. ...
Archived
Can a company file a civil suit after 15 yrs on a consumer lease?
Kris's answer
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Answered on July 03, 2013
Keep the voice mail. If this is a consumer lease, then the call you described is a per se violation of the Fair Debt Collection Practices Act. ...
Archived
Sueing a collections agency...where to file? cant afford lawyer.
Kris's answer
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Answered on July 03, 2013
If you have a good claim under the Fair Credit Reporting Act ["FCRA"], you can definitely afford a lawyer. FCRA and other federal consumer laws...
Archived
Where do i file my suit of fcra violations?
Kris's answer
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Answered on July 03, 2013
I am assuming that you are thinking about filing a claim under the Fair Credit Reporting Act ["FCRA"] without an attorney. In my opinion, this is...
Archived
Will I go to jail
Kris's answer
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Answered on July 03, 2013
You say "when [you] go to court[,]" so I assume that criminal charges are now pending against you. I make the following suggestions:
1) Do not...
Archived
I collected money from a job, at which I did not work...
Kris's answer
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Answered on July 02, 2013
You need to have your facts reviewed by an attorney licensed in your state. You should ask California-licensed counsel whether the facts of your...
Archived
How do I respond to motion for summary judgement when payment arrangements have been made?
Kris's answer
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Answered on July 02, 2013
I suggest that you speak with a consumer attorney licensed in your state. You can look for one at www.naca.net. You need to address with someone...
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