Does a late payment affect your credit score?

If your son is concerned about what is being reported on his credit report, then he should not guess or worry about it. He should get copies of...

I received payday loans and I'm not able to repay them I love in Tennessee can I go to jail for this.

Payday lenders threaten to send you to jail. There are only two things wrong with this: 1) you didn't commit any crime and 2) I have never seen a...

I received payday loans and I'm not able to repay them I love in Tennessee can I go to jail for this.

Payday lenders threaten to send you to jail. There are only two things wrong with this: 1) you didn't commit any crime and 2) I have never seen a...

Can an auto dealership charged 21.09 interest on a auto loan?

As long as the amount financed is over $5,000.00, it sounds like this would not run afoul Georgia law. If the amount financed is less than...

Can a car dealership give you a loan without running your credit report is this legal? Then give you a high interest rate

Any business is free to offer credit transactions without running your credit report. Usually, a car dealership does not "give" you a high...

Do Georgia Magistrate courts have jurisdiction to hear FDCPA counter-claims of $5k? P seeks damages of less than $1k.

Georgia Magistrate Courts have civil jurisdiction for claims up to $15,000.00. Remember that if you have a good FDCPA case, there is never any...

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I presume that the consent order sets out a payment schedule. I will depend on the terms of the order whether credit reporting agencies will pick...

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"This is an attempt to collect a CLAIM"? What claim? AM I BEING SUED, OR WHAT?

You should have the letter reviewed by an experienced consumer rights attorney. If you have received a discharge, then there is a good chance that...

Am I liable as co signor on my ex's (married at the time) student loan if she signed my name as the co signor?

You should immediately consult with an experienced consumer debt-defense attorney. You are facing the first of many deadlines thirty (30) days...

How should he answer the suit by a collection firm that purchased his credit card debt? Filed in small claims court Cobb Co. GA

I strongly suggest that your son call and speak with an experienced consumer debt-defense attorney. Most consumer firms (like my firm) always...