Should I file for a motion to Vacate or Set Aside after having a Final Judgment entered against me without my knowledge.

Assuming that the judgment is against in a Florida court, you should speak with an experienced Florida consumer debt-defense attorney. I suggest...

According to GA... For "Class 2" cars that are used but less than two years old, the state limits the interest rate at 13 percen

To get a definitive answer, you need to have an experienced consumer attorney review your paper work. The problem is that Georgia's interest rate...

It depends. If the form of the transaction is as a "retail installment sales contract," "conditional sales contract," or some other form of "sales...

You have not given enough information to allow a meaningful response. For example, is the personal loan written down or just a verbal promise...

Can I be sent to a collection agency for identity theft at a gym?

Yes, there is a chance that you will be referred to collections. I strongly suggest that you pull your credit report from all three major credit...

80 year old on fixed income vs. Midland Funding options

You should speak with an experienced consumer rights attorney. You should be able to find someone to take his case for a low fee (or perhaps for...

Is it legal to charge me criminal charge: Theft of Deception for a $500 loan unpaid.

The mere failure to re-pay a payday loan cannot result in criminal charges. Even if you had failed to repay the loan, these would be false threats...

In a repossession does it matter if the car was being purchased or leased?

Whether or not you would have been better off having purchased (as opposed to having leased) is a question of purely academic interest now. Your...

Is is illegal to run someone's credit twice when they only filled out one credit ap? People I work with do this regularly.

This is definitely an unethical business practice. Unfortunately, the odds of the consumers suing your employer are actually small. Only a small...

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If I tell a collection agency to not contact me and they do, isn't that an FDCPA violation?

Whether or not you have a good FDCPA case may depend on the exact wording of your letter. You say that your letter both "disputed" the debt as...