Questions answered by Kris K. Skaar

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What recourse do I have if I am denied employment due to credit report?

Kris's answer | Answered on March 06, 2014

I suggest that you have all the documentation that you were given at any time by your employer (both as a temp and as a prospective full-time...

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My check was garnished I have payed back the amount stated, but now they are still taking money from my check

Kris's answer | Answered on March 03, 2014

If you believe that too much money has been withheld, then you should consult with a debt-defense attorney. It is a simple matter of math to...

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What can be done about a default judgment that happened in 2007 will any thing I attempt fall under time barred

Kris's answer | Answered on March 02, 2014

You should speak with an experienced debt-defense attorney as soon as possible. Sometimes (depending on the facts), a default judgment can be set...

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Can my bank account be seized for a personal judgment from another state?

Kris's answer | Answered on February 26, 2014

If your bank has branches in Georgia, then yes, your bank account is in danger. If your employer has locations in Georgia, then there is also a...

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Do I have FDCPA claim? I've been served in a debt collection lawsuit (served on 2/3/14) & am preparing my answer.

Kris's answer | Answered on February 26, 2014

This could potentially (if properly argued) be a violation. If you have a meritorious FDCPA claim, there is no reason for you to bring a pro se...

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Discrepancy in debt amount in demand for payment and lawsuit; countersuit?

Kris's answer | Answered on February 26, 2014

If you have a meritorious FDCPA claim, there is no reason for you to bring a pro se case. The FDCPA provides for the payment of the attorney fees...

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What does it mean to be a defendant "party to certiorari" in Georgia (Clayton County)?

Kris's answer | Answered on February 26, 2014

The procedure known as "certiorari to lower court" is the appellate procedure used in some appeals to a general trial court (Superior Court) from...

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How to Garnish a company wages after you find the name of their bank?

Kris's answer | Answered on February 24, 2014

Yes. You can file a garnishment in the county where the bank has a branch. The state court in that county (or the magistrate court if the...

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Can I sue a collection company for a false claims or hold them to their payoff offer?

Kris's answer | Answered on February 18, 2014

You should have all the letters and the proof of your payment reviewed by an experienced consumer rights attorney. You may have a valuable claim...

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Can the credit union hold my car title (the car is paid off) for a balance on an old checking account?

Kris's answer | Answered on February 18, 2014

It is common for credit unions to have what lawyers might call "drag net" or "cross-collateralization" clauses in their paperwork. If you have all...

Kris K. Skaar's Answers (3862)

What recourse do I have if I am denied employment due to credit report?

My check was garnished I have payed back the amount stated, but now they are still taking money from my check

What can be done about a default judgment that happened in 2007 will any thing I attempt fall under time barred

Can my bank account be seized for a personal judgment from another state?

Do I have FDCPA claim? I've been served in a debt collection lawsuit (served on 2/3/14) & am preparing my answer.

Discrepancy in debt amount in demand for payment and lawsuit; countersuit?

What does it mean to be a defendant "party to certiorari" in Georgia (Clayton County)?

How to Garnish a company wages after you find the name of their bank?

Can I sue a collection company for a false claims or hold them to their payoff offer?

Can the credit union hold my car title (the car is paid off) for a balance on an old checking account?