No. They can't "immediately garnish [your] wages." Before they can garnish, they have to give you proper written notices (so pick up all...

How to handle summons from a debt collection agency when there's no money?

1) You have no reason to feel embarrassed and ashamed. With the economy like it was four years ago, a lot of people had to make tough decisions...

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Is there any legal action that can be taken against former mortgage company? If so, what can be done?

I strongly suggest that you consult with a consumer rights attorney experienced in mortgage issues. You can look for one at www.naca.net. ...

I strongly suggest that you consult with a consumer rights attorney that is familiar with the laws governing debt settlement companies (which...

In Georgia can a debt collection agency access my credit via a hard inquiry for a debt I owe the bank?

My first impression is that if a debt collection agency has been hired to collect a debt, then I believe that the agency does have a permissible...

My truck got repossessed this morning for being 1 week late on my payment. The repo company did not tow my truck, but drove it.

You have no doubt heard the old saying "a day late and a dollar short," well that can also serve as a definition of default under most vehicle...

I am being sued for fraudulent transfer. I have a criminal record. How can I keep my criminal record from being used in trial?

This is a question that you should address with the attorney that is representing you in the fraudulent transfer action. If you are not...

What can I do about a judgment lien on my house?

The answer depends to some extent on what kind of debt the judgment lien is based on. Some segments of the collection industry (mot in fact) NEVER...

Question about a car loan

The standard car loan documents state that you are giving the lender a security interest in the car. If you signed those papers, then that is what...

What happens when you have paid the fifa in full and 4 years later get billed again for the same fife? I have proof?

It appears that the department of revenue accepted your payment, but it failed to properly post the payment to your account. It is not clear from...