I purchased a car it was financed through santander. I wrecked the car and didn't have enough gap insurance so they are calling

You say that you "didn't have [ENOUGH] gap insurance." This makes your question unclear. Please clarify if you a) had gap insurance that left $8K...

What can we do to curtail a garnishment judgment for a 1099 employee?

Because it is debatable whether 1099 employees can benefit from the usual protections afforded wage earners, it may be best to hire counsel to...

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Can you send accounts to collections with out a SSN?

Yes. However, the more information you have the better.

Is a collection agency allowed to sell a debt to another agency after agreeing to a settlement?

Did you raise the defense of settlement against the "new company?" The earlier collection agency should only have "sold" the rights that it...

Can we sue midland credit agency ??

Everything depends on the exact details. You need to get your own copies of your credit reports from each credit reporting agency from...

If a car is repossessed what do i owe?

You need to get to the bottom of what has happened since the 2006 repo and the present garnishment. The affidavit of garnishment should have a...

Being sued by Midland in Georgia. I haven't been served papers yet but I'm moving to Massachusetts in 5 days. Suggestions?

If you get served before you move, then you will have to defend the case here in Georgia. You should be able to retain counsel to assist you on...

Repo a car

If you truly have never heard from any one (which would include never having them send you court papers), then it is far too late for the debt to...

If the judgment names the person individually, the addition of language like "dba ABC Plumbing" (just an example) does not change the fact that the...

A National Collection agency has filed a civil suit against me in Florida over a foreclosure.

Florida (unlike Georgia) is a state that requires a court action to foreclose. I am assuming that this is what is happening in your case. You...